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Take his garment that is surety for a stranger: and take a pledge of him for a strange woman.
Proverbs 20:16 · King James Version
Parallel translations
  • WEB Take the garment of one who puts up collateral for a stranger; and hold him in pledge for a wayward woman.
  • BSB Take the garment of the one who posts security for a stranger; get collateral if it is for a foreigner.
  • NKJV Take the garment of one who is surety for a stranger, And hold it as a pledge when it is for a seductress.
  • NASB Take his garment when he becomes guarantor for a stranger; And for foreigners, seize a pledge from him.
  • NLT Get security from someone who guarantees a stranger’s debt. Get a deposit if he does it for foreigners.

Scripture taken from the New King James Version®. Copyright © 1982 by Thomas Nelson. Used by permission. All rights reserved.

Scripture quotations taken from the (NASB®) New American Standard Bible®, Copyright © 1960, 1971, 1977, 1995, 2020 by The Lockman Foundation. Used by permission. All rights reserved. lockman.org

Scripture quotations are taken from the Holy Bible, New Living Translation, copyright © 1996, 2004, 2015 by Tyndale House Foundation. Used by permission of Tyndale House Publishers, Carol Stream, Illinois 60188. All rights reserved.

Quick answer

If someone foolishly guarantees a stranger's debt, demand security from him. It matters as a warning about the danger of careless financial pledges.

Overview

Repeated in Proverbs 27:13, this saying advises taking collateral from one reckless enough to co-sign for strangers, since such a person is a poor credit risk. The wider counsel of Proverbs warns against rashly putting up surety (6:1-5; 11:15). It teaches prudence and caution in financial commitments.

Cross-references & the web

Cross-references · 9

  • Prov 27:13Take his garment that is surety for a stranger, and take a pledge of him for a strange woman.
  • Exod 22:26–27If thou at all take thy neighbour’s raiment to pledge, thou shalt deliver it unto him by that the sun goeth down:
  • Prov 22:26–27Be not thou one of them that strike hands, or of them that are sureties for debts.
  • Prov 11:15He that is surety for a stranger shall smart for it: and he that hateth suretiship is sure.
  • Prov 7:10And, behold, there met him a woman with the attire of an harlot, and subtil of heart.
  • Prov 2:16To deliver thee from the strange woman, even from the stranger which flattereth with her words;
  • Prov 7:5That they may keep thee from the strange woman, from the stranger which flattereth with her words.
  • Prov 23:27For a whore is a deep ditch; and a strange woman is a narrow pit.
  • Prov 5:3For the lips of a strange woman drop as an honeycomb, and her mouth is smoother than oil:

Themes, concepts, people & topics

Topics (3)

Resources, by level

Commentaries & study tools

  • VideoBibleProject — Proverbs videosBibleProject · Lay · Free · evangelical

    Free animated overview and word-study videos for this book.

  • VideoWatch teaching on Proverbs 20:16YouTube · Lay · Free

    Sermons and teaching on this passage from across YouTube.

  • CommentaryEnduring Word — verse-by-verseDavid Guzik · Lay · Free · evangelical

    Clear, readable, conservative exposition — the best free place to start on any passage.

  • CommentaryClassic commentaries for this verseBibleHub (20+ works) · Pastoral · Free

    Matthew Henry, Barnes, Gill, the Pulpit Commentary, Ellicott, Cambridge, and more — stacked on one page for this exact verse.

  • CommentaryMatthew Henry on ProverbsMatthew Henry · Pastoral · Free · evangelical

    The beloved Puritan exposition of this whole book — warm, devotional, and verse by verse (free, CCEL).

  • ReferenceInterlinear, lexicon & Strong'sBlue Letter Bible · Seminary · Free

    Hebrew/Greek interlinear, word definitions, and cross-references for this verse.

Christ at the center

Wisdom personified, with God before creation and the agent of all things, anticipates Christ 'in whom are hidden all the treasures of wisdom' — the wisdom of God made flesh.

How Proverbs 20:16 points to him is part of the one story that runs through all Scripture — meet Jesus at the heart of the web, or follow a trail that traces him from Genesis to Revelation.

Original language

Each word below is tagged with its Strong’s number — tap one to see the underlying Hebrew word, its meaning, and every verse that uses it.